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Welcome to this week's edition of the Computer Kindergarten Newsletter.
Today is Sunday, July 14, 2013

In this Issue:
Special Feature: Tips to Help You Avoid Investment Fraud
Tips & Tricks: Top 25 Most Popular Anti-Spam Tips, Tricks and Secrets: How to Stop Spam with Disposable Email Addresses
Special Series: How to Customize the Windows 8 Lock Screen
This Week's Topic: Find User Manuals and Operating Instructions for Your Devices
Special Feature: iPad Basics - Using iCloud
Websites of Interest: Wikihow; Learning Games; Yahoo Finance; Water View Dining on Long Island

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Special Feature: Five Tips to Help You Avoid Investment Fraud

From aarp.org

Have you ever been given a "great offer" or a "hot tip" on an investment? Such investments, while tempting, can be risky. Following these five tips can help you keep your money safe from scammers and aggressive sales people.

1. Check for warning signs.

Think twice if you hear anything like:

"Your profit is guaranteed."
"It's an amazingly high rate of return."
"There's no risk."
"You can get in on the ground floor."
"This offer is only available today."
"It's a secret investment tip just for you."
"I'll get you the paperwork later."
"Just make your check out to me."

2. Check all investment products.

Most investments are some form of security that must be registered with your state securities regulator or with the Securities and Exchange Commission (SEC). Find out how to contact your regulator on the North American Securities Administrators Association (NASAA) website at:
www.nasaa.org/about-us/contact-us/contact-your-regulator/.

If it's not registered, don't invest!

3. Check the fit.

Even if the product is registered, you need to carefully consider if it is right for you. Are you comfortable with the level of risk, your ability to access your funds and length of time before you will see a return? Are there high withdrawal penalties?

4. Check the person.

Is the person properly licensed in your state or with the SEC to sell this product? If not, beware. To check on an investment offer or sales person, check these sites:

FINRA Broker Check
http://www.finra.org/Investors/ToolsCalculators/BrokerCheck/index.htm

SEC's Tips for Checking Out Brokers and Investment Advisers
http://www.sec.gov/investor/brokers.htm

And to file a complaint, contact your state regulator. You can find your state securities regulator by visiting www.nasaa.org/about-us/contact-us/contact-your-regulator/.

5. Help protect others — become a Free Lunch Monitor

"Free lunch" seminars are often used to lure people into investing in unsuitable or even fraudulent products. AARP developed the Free Lunch Monitor Program to help older Americans avoid being scammed out of their investments. Protect yourself and help others — become an AARP Free Lunch Monitor.

AARP is working with the NASAA on the Free Lunch Monitor Program to ensure that investors are not being pressured into purchasing fraudulent or unsuitable investments. We could use your help!
http://tinyurl.com/aj7tgb3

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Tips & Tricks: Top 25 Most Popular Anti-Spam Tips, Tricks and Secrets: How to Stop Spam with Disposable Email Addresses

Spam, spam and spam. How to avoid spam, how to filter spam, and how to complain about spam are the items on this menu of junk mail fighting tips. With the help of Heinz Tschabitscher of about.com, we are presenting an ongoing series of tips and tricks that you can use to minimize the amount of junk mail that you will receive in your email inbox.

How to Stop Spam with Disposable Email Addresses

Using your real, primary email address anywhere on the web puts it at risk of being picked up by spammers. And once an email address is in the hands of one spammer, your Inbox is sure to be filled with lots of not-so-delicious spam every day.

Stop Spam with Disposable Email Addresses

But what should you use instead of a real email address?

* Use disposable email addresses!

A disposable email address will forward all mail to your real address. So where exactly is the benefit? Won't it forward all the spam, too? Not if you dispose of it.
What to Do When You Get Spam

As soon as you get spam through a disposable address, you disable it, and all messages (and all spam) sent to the disposable address bounce back to the sender instead of your Inbox.

Since (and this is a crucial point) you give every disposable email address to precisely one web site or contact, you know exactly who spammed you or leaked the address to spammers.

For the same reason turning off a disposable address has no impact on all the other mail you receive through your real address and (preferably) other disposable email addresses. You merely stop the spam.

Disposable Email Address Services:

http://www.spamex.com/
http://spamgourmet.com/
http://www.gishpuppy.com/
http://www.mailinator.com/

In our next edition: Ignore Delivery Failures of Messages You Did Not Send

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Special Series: How to Customize the Windows 8 Lock Screen

From howtogeek.com

Windows 8’s lock screen is very at home on a tablet, but it can also be used on laptops and desktops. The lock screen is not just a background image – it contains widgets that display quick notifications.

These widgets, known as lock screen apps, allow you to view information – such as new emails, weather, calendar appointments, instant messages or social updates – without even unlocking your PC.

Select a Lock Screen Background

Lock screen settings are located in the PC setting application on Windows 8. To access it, open the Settings charm (press Windows Key + I to quickly open the Settings charm from anywhere in Windows) and select Change PC settings.

Select the Personalize category and select Lock screen. Click (or tap) one of the provided background images or use the Browse button and select any image from your computer, Bing, SkyDrive, or even your camera.

Configure Lock Screen Apps

Lock screen widgets – known as “lock screen apps” in Windows 8 – allow you to view information at a glance. Apps added to the lock screen are allowed to run in the background when your PC is locked so they can fetch new, updated information and display it on the lock screen.

You can configure the list of lock screen apps from the Lock screen apps section below the lock screen background chooser. Click (or tap) an icon and select the app you want in that location. You can get more widgets by installing more Windows Store apps – apps can choose to include lock screen integration. If you do not want any lock screen apps – or just want a few – you can select the Don’t show quick status here option.

You can also choose an app to show a more detailed status. For example, when you choose to display a detailed weather status, you will see the weather displayed in text on your lock screen.

In our next edition: Basic Navigation

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Today's Topic: Find User Manuals and Operating Instructions for Your Devices

By Rob Rogers of tech-recipes.com
Google can be a great resource for finding a PDF copy of the user’s manual, user’s guide, or operating instructions when you’ve lost or misplaced the original. Instead of stressing where you put the instructions for your device, simply fire up your web browser and get a new copy. This can also be useful if you picked up an item through eBay or a garage sale.

1. Go to Google. http://www.google.com/

2. In the search box, input the make and model of the item that you are looking for, followed by filetype:pdf. Start out being specific, for example, if I wanted to find the User’s Guide for a Casio camera, I would input the following into the search box:
casio exilim camera ex-S12 filetype:pdf

If you don’t see the manual, go with a less specific query by removing the model number. You may also need to add additional terms to your search such as “user’s guide,” “user’s manual,” or “operating instructions.”

3. In the result set, look for the desired guide or manual. When found open the desired PDF, or better yet, download it and save it in a folder that you will keep your guides and manuals.
This works well for electronic devices such as routers, mp3 players, blu-ray players and televisions, but you can use it to find manuals for dishwashers, microwaves, watches and clocks, and more.

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Special Feature: iPad Basics - Using iCloud

From gcflearnfree.org

Once you've set up iCloud on all of your devices, you can begin using it. For example, take a few photos on your iPad, then exit the Camera app. As soon as your device is connected to Wi-Fi, your photos will be pushed to all your other devices. If you've enabled automatic downloads, you can also begin purchasing music or TV shows, and they'll appear on your devices right away.

Although most iCloud features happen automatically, the backup feature only happens when your iOS device meets certain conditions. It must be plugged into a power source (a wall outlet or computer), connected to Wi-Fi, and also locked. For many people, this means the backup will happen when you charge the device at night.

iCloud.com

One of the best things about iCloud is the fact that you can view your most important information online, even if you don't have any of your devices with you. Simply go to iCloud.com, and sign in with your Apple ID. You'll be able to view your calendar, locate your device, and more right in your web browser.

 

In our next edition:
Communication Apps

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Websites of Interest:

Wikihow
Clear instructions on how to do just about anything.
http://www.wikihow.com

Learning Games
These learning games are fun, teach important skills for kids and they're free.
http://www.learninggamesforkids.com/

Yahoo Finance
Look up the current price of your favorite stock at Yahoo Finance.
http://finance.yahoo.com/

Water View Dining on Long Island
A directory of restaurants on the water.
http://www.dininglongisland.com/waterview.htm